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What is Two-Factor Authentication?
Two-factor authentication adds an additional layer of security by introducing a second step to your login. It takes something you know (i.e.: your password), and adds a second factor, typically something you physically have (such as your phone). Since both are required to log in, in the event an attacker obtains your password two-factor authentication would stop them for accessing your account.
Time Based One-Time passwords requires downloading an OATH application onto your smartphone or tablet, and optionally a bar-code reader.
Once activated a pop-up screen will present a QR code, with optional manual code to enter into your smartphone or tablet. Once scanned or entered, a time based one time password will appear within your OATH application providing the second form of verification used to log in.
Additionally, a backup code is presented which should be stored in the event that your smartphone or tablet is not accessible and you wish to gain access into our client area.
